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5 key areas to plan for as a new employer

When you found a new business, it’s vital that you employ the ideal team for the job. But building that team isn’t just about finding the best talent. It’s also about laying the foundations for being an employer and ticking all the right compliance boxes.We’ve highlighted five key considerations to include in your planning as a new employer....

3 important ways to make your business attractive to lenders

Micro, small and medium-sized enterprises (MSMEs) make up over 90% of all firms and, on average, account for 70% of total employment and 50% of GDP worldwide. But MSMES are finding it increasingly difficult to access funding. According to recent figures from the International Finance Corporation, (part of World Bank Group) the MSME finance gap in emerging markets and developing economies (EMDEs) now stands at $5.7 trillion. ...

Business credit: the importance of a good business credit score

Access to additional funds is what allows you to invest in your business and grow the company. But to be able to borrow from lenders it’s vital to have a good business credit score.So, what is a business credit score and how is it calculated? And what proactive action can you take to improve your all-important credit profile...

Five ways to keep cash on track

There’s a common saying in business: cash is king.Having a strong cash position gives a business a critical buffer when it comes to covering day-to-day operational expenses, paying suppliers and making capital purchases. However, cashflow can be notoriously difficult to manage in practice, even for profitable businesses....

Keeping your cashflow strong in tough times

Small businesses are particularly vulnerable in tough economic times. When sales are slow, there are still overheads and salaries that need to be sorted. Pre-planning and being proactive can help you weather tighter economic periods and allow you to continue to thrive. Make sure you have a clear picture of your payroll, and any other planned expenses that will need to be accounted for. If there’s even a possibility that there could be a shortfall, it’s essential to meet this head-on. Whether...

How your accountant supports business development

As your accountant, we won't just look after the financial side of your business, we can also advise you on the strategic side of your company, including the importance of business development as vital part of your growth plan.Business development (BD) is what helps your company move from slow, organic growth to fast-paced, hypergrowth. And it’s only by putting the right drive and expertise behind your BD that you can turn your strategic ideas into real success stories.So, how can we help you ...

Cut your energy usage while also cutting operating costs

One of the inescapable realities of running a small business is your [impact on the environment] (https://www.business.govt.nz/getting-started/business-planning-tools-and-tips/how-to-be-environmentally-sustainable). The carbon footprint of your delivery vans, the effect of your packaging on the natural world, or the amount of energy you consume as a company all add up over time.The good news is that the [Energy Efficiency & Conservation Authority] (https://www.eeca.govt.nz/) (EECA) is ma...

Making your business work for you: the big goal

You spend a lot of time making sure your business runs like clockwork. But is your business delivering for you personally, as the owner and/or founder?In this series, we’ll look at the core ways your business can be structured to deliver on your own personal, family, philanthropic and leisure goals. A business that supports your personal vision and life goalsWhen you started your business, you’ll have had a clear idea of how this new venture would provide for you and your family. But, over t...

Liberating you and your business with AI: the potential

What’s the main thing that holds you and your business back? Chances are it’s the unavoidable manual tasks and low-level administrative responsibilities that eat into your time.But in 2025, these are tasks that artificial intelligence (AI) is more than capable of taking on. With a growing number of AI agents and assistants out there in the market, the smart business owners are the ones investing in, and learning, the potential of AI....